State Pensions are based on National Insurance (NI) contributions and the amount you get will depend on how much you have paid in. State pensions are not easy to understand and here we only cover the basics. To help you, we have included plenty of pointers so you know where you can find more information.

State Pension Age

The age at which you can claim your State Pension is changing depending on when you were born. It is currently age 66 for men and women.

For people born between 6th April 1960 and 5th March 1961 the State Pension Age increases gradually from age 66 up to age 67.

For anyone born between 6 March 1961 and 5 April 1977 the State Pension Age is 67.

After this the State Pension will then increase further to at least age 68. You can check your State Pension Age here.

The New State Pension

The Old State Pension

The following information is included for completeness only and will not be used to calculate the State Pension for anyone who reaches State Pension Age on or after 6 April 2016.


We are not Independent Financial Advisers (IFAs) and nothing on this website should be construed as independent financial advice. If you feel you would benefit from speaking to an IFA about your personal circumstances, you can find more information here.