To complete your Budget, follow these easy steps:
You will need information on what you spend your money on at the moment. For some items you can make sensible guesses. For other items you can pick out the actual cost from your bank statements and credit card statements.
One way to do this is to base your budget on what you have spent over the last three months. This is because using your last 12 months' records will take a long time. However, it is sensible to have available your last 12 months’ bank and credit card statements so that you can pick out any items that are paid annually (like the cost of car insurance or a summer holiday).