Panel Recording

Are you thinking about buying a home, remortgaging, or simply want to better understand how mortgages work?

In this panel Q&A session, our Money Matters experts answered a wide range of questions about mortgages and home ownership. Topics included saving for a deposit, making the most of Lifetime ISAs, understanding how much you may be able to borrow, and how deposit size can affect.

Our panellists also explored the differences between fixed and variable rate mortgages, the pros and cons of buying versus renting, and the options available if rising mortgage costs become difficult to manage. They shared practical guidance to help attendees better understand their choices and feel more confident when making mortgage-related decisions.

Whether you're a first-time buyer, considering your next move, or looking to understand more about mortgages and borrowing, this session provided useful information and answers to some of the most common mortgage questions.

Please note that this panel session was recorded in October 2026 and reflects our understanding of the mortgage environment and relevant tax bands, if applicable, at that time.

Disclaimer

We are not Independent Financial Advisers (IFAs) and nothing on this website should be construed as independent financial advice. If you feel you would benefit from speaking to an IFA about your personal circumstances, you can find more information here.