There are two separate series of videos in this Learning Pathway:
The first series of videos is aimed at first-time buyers anyone who is interested in understanding how mortgages work.
The second series of will be of particular interest to anyone who currently has a property and is considering moving house or remortgaging their existing property
Mortgages for first time buyers
This series of seven bite-sized videos is aimed at anyone who is interested in understanding how mortgages work.
First-time buyers will find these videos extremely useful. They will also be of interest to anyone thinking of moving house or re-mortgaging their current property.
These videos include:
What is a mortgage?
How much can you borrow?
An explanation of the different types of mortgage
How mortgage interest rates work
Top tips for increasing your chances of your mortgage application being accepted
What happens at the end of your mortgage period?
A handout summarising some useful information from this series of videos can be found here.
How to get yourself a good mortgage deal. Remortgaging, Buy to let, and equity release
This series of six bite-sized videos follows on from the first session on mortgages and will be of particular interest to anyone who currently has a property and is considering moving house or remortgaging their existing property.
These videos include:
What does re-mortgaging mean and how does it work?
What happens at the end of your mortgage period?
Equity release
Buy-to-let mortgages
Tips for getting a good deal
In this first video, we introduce the contents of all six videos in this Learning Pathway. We also provide a quick reminder of the most common types of mortgages and why the loan to value matters.
In this second video we look at the reasons you may want to remortgage, how to get your timing right and the other factors you should consider.
In this third video we look at what your options are if you are moving house and we also look at what you can do if you find yourself in negative equity.
This fourth video considers buy to let and how a mortgage for this kind of property might differ to your standard mortgage.
In this video we look at the different types of equity release and give you some top tips to bear in mind if you are considering this as an option.
In this final video of this series we take a brief look at the protection available to you if you find yourself struggling to make your mortgage repayments.
Please feel free to download this helpful handout which summarises some of the main ideas from these videos.
Disclaimer
We are not Independent Financial Advisers (IFAs) and nothing on this website should be construed as independent financial advice. If you feel you would benefit from speaking to an IFA about your personal circumstances, you can find more information here.
